TLDR
- Ripple received an EMI licence and cryptoasset registration from the UK Financial Conduct Authority.
- Cassie Craddock announced the regulatory milestone during an event near London Tower Bridge.
- Ripple plans to combine its UK approval with its existing EU EMI licence.
- The company continues to expand payment services that integrate XRP for banking partners.
- Ripple has increased RLUSD stablecoin minting and upgraded the XRP Ledger to support institutional use.
Ripple has secured fresh regulatory approvals in the United Kingdom, according to its regional leadership. Cassie Craddock confirmed the development and linked it to the firm’s expanding compliance framework. She stated that the approvals mark a new phase for regulated crypto operations in the region.
Ripple Secures UK EMI Licence and FCA Crypto Registration
Cassie Craddock, CEO and Managing Director of Ripple Labs UK, announced the milestone on her official X account. She shared images from a ceremony held near Tower Bridge in London. She confirmed that the company received its Electronic Money Institution licence and cryptoasset registration from the Financial Conduct Authority.
Craddock stated that the approval strengthens the company’s regulated presence in the country. She said the firm will pair the UK authorisation with its existing EU EMI Licence. She added, “The bridge between TradFi and DeFi is now officially open,” during the event.
She explained that the company chose Tower Bridge to symbolise that connection. She said the event reflected the closing of a long-standing gap between financial systems. She also declared that the era of experimentation has ended and production has begun.
Craddock said regulated and institutional-grade services now define the company’s direction. She linked the milestone to its broader push across major financial markets. She maintained that compliance remains central to its regional expansion.
XRP and RLUSD Drive Infrastructure Expansion
Over the past year, Ripple has expanded operations across the United States, the United Kingdom, and the European Union. The company launched new products and formed partnerships, including one with Aviva Investors. It continues to target traditional finance institutions through regulated offerings.
The firm considers the UK a strategic hub for crypto services despite the absence of MiCAR-style rules. It has built infrastructure to support tokenisation initiatives across jurisdictions. The company has also upgraded the XRP Ledger to meet institutional standards.
Ripple has increased the minting activity of its RLUSD stablecoin in recent months. It uses XRP as a bridge asset in cross-border payment solutions. The company recently introduced payment services tailored to banking partners.
According to earlier coverage by U.Today, the new service integrates XRP within regulated payment flows. Executives have also focused on advancing the CLARITY Act in the United States. The company continues to align product launches with regulatory developments across its operating markets.



