TLDR:
- Nium joins Circle Payments Network as a global payout partner across 190+ countries and 100 currencies.
- Financial institutions can now access USDC settlement and last-mile fiat payouts through a single integration.
- The partnership reduces prefunding requirements across corridors while adding real-time onchain transaction tracking.
- CPN has reached $8.3 billion in annualized volume, reflecting rising institutional adoption of USDC-based rails.
Circle Payments Network (CPN) has added Nium as a global payout partner, linking USDC settlement with last-mile delivery across more than 190 countries.
The partnership gives financial institutions on CPN direct access to Nium’s payout infrastructure in 100 currencies through a single integration.
This move addresses a long-standing gap between fast stablecoin settlement and reliable local currency delivery worldwide.
Nium Joins CPN to Streamline Cross-Border Payments
Financial institutions using CPN can now route payments directly through Nium’s real-time payout rails. This removes the need to manage multiple local providers across different corridors.
Institutions gain access to Nium’s full country and currency portfolio without building separate integrations for each market.
The partnership also brings integrated FX optimization and smart routing to CPN transactions. Funds can be converted and delivered efficiently without institutions sourcing individual providers.
This reduces both operational complexity and the capital tied up in prefunding accounts across multiple corridors.
Prajit Nanu, Founder and CEO of Nium, pointed to the broader shift happening across the payments industry. “Traditional and onchain payment rails are converging, and that convergence demands infrastructure that banks, fintechs, and global enterprises can rely on at scale,” he said.
Nanu added that the deal combines Circle’s regulated settlement instrument with Nium’s global payout reach for a more seamless cross-border experience.
The partnership targets a key challenge that has long slowed institutional adoption of stablecoin rails. Bridging fast, transparent settlement with dependable last-mile delivery has remained difficult at scale. CPN and Nium now tackle both sides of that equation through one connected network.
USDC Settlement Meets Real-Time Last-Mile Delivery
Circle brings regulated USDC-powered settlement to the partnership, with built-in compliance and a governed network for institutional use.
Nium handles the final step, delivering funds in local currency into accounts, wallets, and cards worldwide. Together, the two companies offer a unified foundation for end-to-end global payments.
Kash Razzaghi, Chief Commercial Officer at Circle, explained what the integration means for institutions exploring stablecoin payments. “Financial institutions are increasingly looking for ways to use stablecoins to solve persistent payments pain points,” he said.
Razzaghi added that the Nium integration extends USDC from a settlement instrument into a complete payments flow, offering greater speed, transparency, and capital efficiency.
CPN has reached $8.3 billion in annualized transaction volume, based on trailing 30-day activity as of March 31, 2026.
Circle notined that CPN participants can expect faster end-to-end payments, reduced prefunding across corridors, and local fiat payouts through a single integration. That figure reflects growing institutional demand for USDC-based payment infrastructure.
Institutions on CPN can also track transactions in real time through onchain transparency. This visibility supports both payment operations teams and compliance functions managing multi-jurisdiction reporting.
The Nium integration marks a broader step in CPN’s growth as a governed network for institutional stablecoin payments at scale.
