TLDR
- Texas becomes the fifth state where Moomoo U.S. offers cryptocurrency trading, featuring 32 digital assets with commission-free transactions
- A new Direct Crypto Deposit & Withdraw function enables seamless asset movement between Web3 wallets and Moomoo trading accounts
- API Skills now allows traders to integrate custom AI agents for developing personalized investment approaches
- Platform leadership reports retail traders are employing sophisticated options tactics and diversifying beyond major tech stocks for AI exposure
- The brokerage pioneered retail participation in Figure Technology Solutions’ blockchain-based equity offering registered with the SEC
Moomoo U.S. has rolled out cryptocurrency trading services in Texas while introducing a direct transfer capability for digital assets, advancing its mission to unite conventional and blockchain-based investment opportunities on a unified platform.
Residents of Texas now have access to 32 different cryptocurrencies through Moomoo’s commission-free trading structure, with transaction fees starting at just 0.49%. The service has expanded across California, New Jersey, Pennsylvania, Texas, and other jurisdictions.
The newly introduced Direct Crypto Deposit & Withdraw capability enables seamless movement of supported digital currencies between external Web3 wallets and Moomoo trading accounts. After transfer completion, these crypto holdings can be liquidated into fiat currency and deployed across the platform’s diverse investment products.
Moomoo facilitates integration with numerous prominent wallets and exchanges while providing access to over 50 cryptocurrencies within the United States, including recent additions like MON and BNB.
Celebrating the Texas expansion, Moomoo has initiated a time-limited incentive initiative. First-time crypto participants can secure $10 worth of Bitcoin by executing an initial trade exceeding $1,000, an additional $15 for completing three transactions totaling $3,000, and $35 upon achieving $10,000 in cumulative trading activity.
AI Tools and Changing Investor Behavior
Regarding technological innovation, Moomoo recently unveiled API Skills. This capability empowers traders to link their proprietary AI agents to Moomoo’s platform architecture and convert conversational investment concepts into executable trading frameworks.
Neil McDonald, CEO of Moomoo U.S., emphasized the technology serves to empower rather than supplant human decision-making. “It provides them with better ways to monitor markets, evaluate opportunities, test ideas and build workflows that reflect their own objectives and risk tolerance,” he said.
McDonald noted that the platform’s 30 million retail users are demonstrating heightened awareness of macroeconomic variables including interest rate movements, inflation trends, and geopolitical developments. Options trading volume experienced substantial growth throughout 2025 and maintains upward momentum in 2026, with participants implementing covered strategies, protective puts, spreads, and complex multi-leg arrangements.
He further observed that retail enthusiasm for AI-related opportunities has expanded beyond dominant technology corporations to encompass semiconductors, data infrastructure, cybersecurity solutions, and productivity software.
Tokenization and Blockchain Infrastructure
Albi Mema, Director of Crypto Operations at Moomoo U.S., indicated that tokenization’s immediate advantages primarily serve institutional participants through accelerated settlement processes and streamlined issuance procedures. The meaningful retail implications, he suggested, will materialize over time.
Moomoo achieved a first-mover distinction as the inaugural U.S. brokerage providing retail access to Figure Technology Solutions’ blockchain-native equity shares, marking the first SEC-registered public stock issued in blockchain-native format.
Mema emphasized Moomoo’s commitment to retail inclusion amid infrastructure transformation. “Our role is to make sure retail investors are not left out as market infrastructure evolves,” he said.
Both executives challenged conventional narratives suggesting retail investors respond with panic during market turbulence. McDonald indicated many utilize volatile conditions to rebalance portfolios and identify promising opportunities. Mema contended that outdated characterizations of retail investors as headline-chasers “is too simplistic.”
The organization indicated intentions to continue broadening cryptocurrency features and expanding geographic reach throughout U.S. markets in upcoming months.



